Veterans' Benefits Attorney in Spring Lake, MI
30+ Years of Elder Law Experience Serving Veterans and Their Families
Understanding Aid and Attendance Benefits
Aid and Attendance (A&A) is a VA pension benefit that provides monthly financial support to qualifying veterans and surviving spouses who need assistance with daily care. As of 2025, the maximum monthly benefit amounts are:
Married Couple: $3,740
(Two Veterans Requiring A&A)
Veteran and Spouse or Dependent: $2,795
Single Veteran: $2,538
Surviving Spouse of Veteran: $1,515
The Law Offices of David E. Waterstradt assists veterans in Spring Lake, MI, with understanding eligibility and completing Aid and Attendance applications when applicable.
Veterans Benefits Eligibility Requirements
The U.S. Department of Veterans Affairs (VA) evaluates several factors when determining eligibility, including service history, disability, income, and assets. Your application is intended to demonstrate that all requirements are met.
Disability Requirement
Veterans age 65 or older who require help with daily activities, such as bathing, dressing, eating, or mobility, may qualify. Additional conditions that may warrant eligibility include severe visual impairment or being bedridden. Aid and Attendance benefits help cover costs for medically necessary care as recommended by a healthcare professional.
This care can be provided at home or in a facility by a licensed caretaker or a family member other than a spouse. The VA also requires a care contract outlining the responsibilities of the caregiver and the compensation for services. Our firm can help you craft your care contract properly to avoid delays in processing your application.
Service Requirement
Veterans do not need overseas or combat service or a service-related disability to qualify for Aid and Attendance. However, applicants must have been honorably discharged after serving at least 90 days of active duty, including at least one day during a qualifying war period. Eligible veterans may also allow their surviving spouses to qualify for benefits.
Recognized Wartime Periods (as designated by Congress)
World War II:
December 7, 1941 - December 31, 1946
Vietnam War:
August 5, 1964 - May 7, 1975
Begin February 28 1961 if you served in Vietnam
Korean War:
June 27, 1950 - January 31, 1955
Persian Gulf War:
August 2, 1990 - Date not yet determined
Frequently Asked Questions About Veterans Benefits
What can Aid and Attendance be used for?
A&A helps pay for care related to daily living needs, including bathing, eating, medication management, and toileting. This care can be provided at home or in a facility by professionals or qualifying family members.
Is a Care Contract Required by the VA?
Yes, the VA requires a care contract that clearly defines services and compensation at fair local rates. This applies regardless of whether the caregiver is a healthcare worker or a family member.
Can Surviving Spouses Qualify for A&A?
Eligibility is evaluated separately, but surviving spouses can qualify for A&A. The decision depends on the veteran’s service record, the spouse’s care needs, and financial factors.
Is Overseas Service Required to Receive Veterans Benefits?
No, veterans only need qualifying active-duty service during a recognized wartime period and an honorable discharge.
Do I Need an Attorney to Apply for Veterans Benefits?
An attorney is not required, but legal support can help with asset structuring and proper preparation of your application.
What Types of Care Qualify Under Aid and Attendance?
Aid and Attendance contributes toward any medically necessary care provided by a professional caregiver, household member, or family member other than a spouse, whether at home or in a facility.
Income and Asset Requirements
Because Aid and Attendance is intended to offset care costs, the VA evaluates whether applicants can reasonably pay for care using their income and assets. As of 2018, countable assets must be below $130,773, which includes annual income. Primary residences and vehicles are not counted toward this limit.
What if your assets exceed the limit?
If your assets slightly exceed the limit, certain adjustments may help you qualify in the near future. However, the VA’s three-year look-back rule may penalize recent asset transfers. For those with high asset levels, advanced planning is often necessary.
Gifting assets outright is typically not recommended, as it can expose them to creditors and create complications if assets need to be recovered. Establishing an irrevocable trust may provide a more secure approach, as long as it is structured correctly and meets VA guidelines. The Law Offices of David E. Waterstradt helps veterans develop trust strategies that support Aid and Attendance eligibility while preserving future Medicaid options.
Helping Veterans in Spring Lake, MI Access Their Benefits
Veterans and surviving spouses in Spring Lake, MI, may qualify for Aid and Attendance benefits. The Law Offices of David E. Waterstradt provides guidance throughout the application process to help avoid delays or denials. Our team assists with understanding eligibility requirements, structuring assets, and preparing documentation to support a successful claim.
If you need help applying for veterans benefits in Spring Lake, MI, contact the Law Offices of David E. Waterstradt today!