People put off estate planning for many reasons. They may think they don't own enough, are not old enough, are too busy, have plenty of time, are confused and don't know who they can trust to help them, or just don't want to think about it. Then, when something happens to them, their families have to pick up the pieces.
: If your name is on the title of your assets and you can't conduct business due to mental or physical incapacity, only a court appointee can sign for you. The probate court will appoint a conservator who will control how your assets are used to care for you and a guardian to make your personal care decisions. It can become expensive and time consuming, it is open to the public, and it can be difficult to end even if you recover.